Better Financing = Bigger Conversions
Affirm lets shoppers pay for purchases over time with transparent, simple-interest loans.
Affirm pays merchants in full at the time of settlement.
Affirm has proven to lift conversion rates and increase average order values.
Increase average order value
Affirm's buying flexibility drives larger baskets. Affirm gives your customers more spending power by enabling them to buy what they want today and pay over time. Affirm's partners see an AOV lift of 87% on average.
Boost checkout conversion
With just a few personal details, customers receive a loan decision and can check out in real time, no cumbersome credit card input needed. Affirm's streamlined purchase experience is especially valuable for mobile visitors.
Reach and delight Millennial buyers
Affirm reduces sticker shock and puts your items within the reach of more consumers. Affirm's advanced underwriting looks beyond FICO scores and is designed to reach those overlooked by the traditional credit system. This includes Millennials, most of whom prefer debit to traditional credit cards.
Guaranteed purchases, fast settlement
Affirm guarantees all purchases and settles directly with merchants after order confirmation. Affirm takes on 100% of the repayment and buyer fraud risk, so you can focus on your core business.
Affirm is built on a lightning-fast mobile-first UI that seamlessly integrates with your checkout flow to provide a real-time decision. Affirm is transparent, easy to use, optimized for mobiles and customers love it. Affirm boasts a Net Promoter Score of +83.
Customize your financing offers by product, product category, cart size, or promotion. To drive incremental volume, offer 0% APR financing on a promotional or permanent basis.
Boost your marketing effectiveness by increasing the purchasing power of your customers. Affirm instantly issues a virtual card with loan funds that are locked to be used only on your website. Best of all, there's no integration required.
How Affirm financing works
Affirm's innovative financing allows consumers to pay for items in monthly installments with a simple, transparent fee and without the hassle or complexity of revolving credit. Affirm integrates seamlessly into your website and checkout flow to drive conversion, AOV, and revenue.
- Customer purchases with Affirm during checkout.
- Merchant captures and processes order.
- Affirm settles the full amount with Merchant.
- Affirm services the loan directly with Customer.
Real people, real support
Affirm has a dedicated team, ready to answer your questions and help out however possible.
How do I get paid by Affirm?
Affirm pays merchants in full on a daily rolling basis for captured transactions. You don't have to wait for customers to pay Affirm.
What happens if my customers don't pay?
Simply put, nothing. Affirm assumes the credit risk from your customers and pays you in full as soon as the transaction is captured.
How do I inform my customers about Affirm?
Affirm offers a wide selection of promotional banners and assets to use on your site. Affirm will work with you to find the best financing promotion strategy to maximize your sales.